How subscription billing works
ChitNotes is subscription software. Here's exactly how choosing a plan and paying for it works.
1. Choose a plan
After creating your business account, choose either the Free Trial (₹0 for 3 months) or the Monthly plan (₹99/month). See Pricing.
2. Accept the terms
You'll review and accept our Terms & Conditions before a plan is activated.
3. Pay securely (Monthly plan only)
For the Monthly plan, you're taken to a secure, hosted payment page from Cashfree, our payment gateway partner, to complete payment by UPI, card or netbanking.
4. Get instant confirmation
Once payment succeeds, the app confirms it immediately and activates (or extends) your subscription — no waiting, no manual approval.
What your subscription pays for
- Access to every feature of the ChitNotes platform for your business account — groups, subscribers, auctions, collections and reports.
- Your subscription is tied to your business account, not to a stored balance — there is nothing to "top up" or "spend down".
- Money your business collects from its own subscribers (chit payments) is recorded in the app for your records — it is not processed, held, or moved by ChitNotes in any way.
If your subscription lapses
If the Monthly plan isn't renewed before it expires (and the free trial period has ended), access to the platform's features is restricted until the subscription is renewed. Your data is not deleted when this happens — renewing restores full access.
More on our billing terms
Read the full details in our policies below.